Monarch Money TypeScript SDK
@martinamps
About Monarch Money TypeScript SDK
small mcp server for accessing monarch money
Config
Add this server to your MCP-compatible client using the configuration below.
{
"mcpServers": {
"monarch-mcp": {
"command": "bun",
"args": [
"run",
"example"
]
}
}
}Tools
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Overview
What is Monarch Money TypeScript SDK?
The Monarch Money TypeScript SDK is a library and MCP (Model Context Protocol) server that provides read-only access to Monarch Money financial data. It allows developers and AI agents to query accounts, transactions, budgets, cashflow, and more using TypeScript or through an MCP server compatible with AI assistants like Claude Desktop.
How to use Monarch Money TypeScript SDK?
Install with bun add monarchmoney or npm install monarchmoney. Authenticate using a browser token (from Monarch Money web) or email/password (optionally with MFA). Start the included MCP server via bun run mcp, or use the SDK directly in TypeScript code with methods like getAccounts().
Key features of Monarch Money TypeScript SDK
- Read-only access to Monarch Money data
- MCP server for AI agent integrations
- Supports browser token, credentials, or saved session authentication
- Handles multi-factor authentication (MFA)
- Provides tools for accounts, transactions, budgets, and cashflow
Use cases of Monarch Money TypeScript SDK
- Building custom financial dashboards or automation scripts
- Enabling AI assistants to query personal finance data
- Analyzing budgets and cashflow over time
- Extracting transaction and account holdings for reporting
FAQ from Monarch Money TypeScript SDK
How do I get a browser token for authentication?
After logging into Monarch Money on the web, find the token in your browser's localStorage or Cookies (e.g., Chrome DevTools > Application > Storage > Local Storage > monarchmoney.com). Set it as environment variable MONARCH_TOKEN.
How do I handle multi-factor authentication (MFA)?
If login triggers a RequireMFAError, collect the MFA code from the user and call authenticateWithMFA() with email, password, and MFA code. The SDK supports this flow.
What data can I access with the SDK?
The SDK provides read-only methods for accounts, account holdings, account history, institutions, budgets, transactions, transaction categories, cashflow, recurring transactions, and subscription details.
Is the SDK read-only?
Yes, the README explicitly states it provides read-only access to Monarch Money data. No write operations are available.
How do I configure the MCP server for Claude Desktop?
Add a monarchMoney entry to your Claude Desktop configuration file (claude_desktop_config.json) with command bun, args ["run", "mcp"], env variable MONARCH_TOKEN, and the correct working directory path.
Frequently asked questions
How do I get a browser token for authentication?
After logging into Monarch Money on the web, find the token in your browser's localStorage or Cookies (e.g., Chrome DevTools > Application > Storage > Local Storage > monarchmoney.com). Set it as environment variable `MONARCH_TOKEN`.
How do I handle multi-factor authentication (MFA)?
If login triggers a `RequireMFAError`, collect the MFA code from the user and call `authenticateWithMFA()` with email, password, and MFA code. The SDK supports this flow.
What data can I access with the SDK?
The SDK provides read-only methods for accounts, account holdings, account history, institutions, budgets, transactions, transaction categories, cashflow, recurring transactions, and subscription details.
Is the SDK read-only?
Yes, the README explicitly states it provides read-only access to Monarch Money data. No write operations are available.
How do I configure the MCP server for Claude Desktop?
Add a `monarchMoney` entry to your Claude Desktop configuration file (`claude_desktop_config.json`) with command `bun`, args `["run", "mcp"]`, env variable `MONARCH_TOKEN`, and the correct working directory path.
Basic information
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